Coeur d'Alene Press Newspaper | CDAPress.com

Local and National News - Kootenai County, Idaho

Fire leaves family homeless

Posted: Tuesday, Dec 18, 2007 - 09:45:57 pm PST
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By SEAN GARMIRE
Staff writer 

Officials believe blaze was started by malfunctioning freezer; no one was hurt

COEUR d'ALENE -- Still wearing their sleeping clothes, Bruce Ellin and his family sat in their van and watched their Harrison home crumple, engulfed in flames.

Ellin's shoeless feet were bleeding, cut by ice after an 8-foot drop from his bedroom window.

The smoke poured into the dark, early morning. A hope chest and clothes, the heirlooms and Christmas presents, all burned before their eyes.

Ellin recalled Tuesday morning in vivid detail. He awoke around 1 a.m. to the smell of smoke, and stepped out of bed to check on the wood stove. He opened the door and immediately noticed an orange glow. He looked to his left and saw it.

"The ceiling was engulfed in flames; it was just roaring," he said. "I shut the door and yelled to my wife 'the house is on fire, we got to get the kids and get out.'"

It was a mad rush to escape. There was only enough time to grab the four children and the pets, help them out through the bedroom window and jump out after them.

"It was so confusing, there was so much smoke, we just had to bail out of there," he said.

Ellin put his four children -- ages 2, 5, 10 and 12 -- into their van and backed out into the driveway.

"I'm alive, and my family is alive," he said Tuesday afternoon. "If for some reason I hadn't woke up it would have been disastrous."

Although Ellin's 2-year-old son is too young to understand what happened, his three young girls know their house is gone.

"It's hard for the kids to understand," he said. "At this moment (Christmas) is a pile of black ash.

"It's going to be bleak, but maybe it'll be fine because we'll read a Bible story and remember how thankful we should be just to have each other."

It was already a difficult season for Ellin. He took leave from his construction job after a work injury five months ago. Relying on the single paycheck provided by his wife, the family struggled to pay for food and rent, let alone buy Christmas presents.

"But now I don't know ... I don't know if we can pay what it takes to house six people," he said. "I don't have anything to fall back on ... nothing to get through the next day on."

The American Red Cross assisted the family after the fire by giving them clothes, shoes and enough money for a few nights in a hotel.

Regional Director Noel Abbott said it's a task the Red Cross undertakes with frequency this time each year. In little more than a week they have responded to four North Idaho fires -- one last Friday in Moyie Springs resulted in the death of a 15-year-old girl.

"This is the busiest time of the year for single family fires," Abbott said. "Most of it's due to heaters malfunctioning, shoved up against draperies ... or unattended candles."

The fire in Ellin's home was sparked by a malfunctioning freezer compressor, said St. Maries Fire Chief Larry Naccarato, which would have been a difficult problem to spot and prevent.

"They are so lucky," Naccarato said, "we could have had six fatalities, but with the grace of God it worked out."

Tuesday, after the fire, Ellin's family stayed with friends in Harrison who once lived on the same street, until their home too burned down two years ago.

Leanda Arlt, said the look on their faces dredged up familiar feelings.

"It's hard," she said. "It brings back memories."

Arlt said aid from the Red Cross, as well as strong support from the community, helped them get back on track after their home burned.

"We got a lot of help," she said. "The community made sure my kids had clothes to go to school the next day."

Naccarato said since nothing was salvaged from the home, Ellin's family could use donations. The family did not have renter's insurance.

"These people are in need of everything, and could use some help from the public," Naccarato said. "Whatever they came out of the house with is what they have."

To donate to Bruce Ellin:

(208) 689-9017

(208) 659-2667

To donate to the Red Cross:

(208) 640-0441


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Lesson... wrote on Dec 21, 2007 2:19 PM:

" Learned here for the wise. If you are alive have insurance, period. There is not and should not be anything but pity in todays world to those who elect to live without it. Not unless you have nothing to loose. In that cast you have nothing to complain about if your digs burn down. "

To This is a Nasty Forum wrote on Dec 21, 2007 11:37 AM:

" Yuck you too "

This is a Nasty Forum wrote on Dec 21, 2007 10:54 AM:

" Why oh why are so many of you unable to make a comment without ending it with an insult to someone. Is this how you people are in real life? Yuck. "

Hey Betty, wrote on Dec 21, 2007 10:30 AM:

" No luggage rack here...leaving it all to the children and granchildren in a forever type trust. We do help others as most in this area do. Many simply do not just throw money at a cause in order to feel better about themselves. The prees plan is filled with no real information or tough questions asked. We profile, ask tough questions and do not ever reward bad behavior. Thus the vast majority of these people which are expecting a forever handout never get a thing from us. We give more to a very few and see them become successful self reliant people, not continueing down a pointless direction in life. We also carry very deep insurance, in the multi millions... just in case. Now that eats up some cash to do others things with, but that is the reasoning behind insurance, right? "

Betty wrote on Dec 20, 2007 6:58 PM:

" I do not mean that one must become poor in helping others. That would be complete madness. Do people honestly believe that helping someone when they are down is going to break them? Those that scream such crud are those that will holler for help at the least bit of trouble in their life! Besides, have you ever seen a hearst with a luggage rack--I sure haven't. "

To charity ellin wrote on Dec 20, 2007 6:09 PM:

" maybe Rich D. will let them have an apt. until they get on their feet. oh wait that's right that's just for old folks. Howcome nobody wants to build an Apt. building in Harrison? just condos. We need someplace where people can go if they lose their homes. Anybody? "

dj wrote on Dec 20, 2007 10:23 AM:

" hey bety-- yer right about the insurance -this is a passionate issue and probably why mr insurance salesman "How Come" jumped all over this without reading the article. i also rent and don't have insurance -- how many others like me and this family?? raise your hands? hey fun gal-- i think its the coffee all the time thats the problem -are you going to Goodwill today? merry x-mas "

Hey Bety wrote on Dec 20, 2007 7:01 AM:

" Does that mean as long as "we" are able to help others out... we should??? That line goes around the world, Betty. Just wondering there Betty, cause it seems to me when somone finds themselves in a position of being truly unable to help others, then they themselves are in a position that needs help. Thus by your reasoning, those of us that (are able) are obligated to help all those others with less... until we ourselves are depleted down to... not be able help ourselves. Now that reasoning Betty really makes us want to go work hard while they don't? Or is it, give/help if Betty determines I am able? Or is it we all live our own lives, put our standards on what to give (if at all) on no one else, give until we all go broke and the need is still there, keep what we have so we can retire or stay that way, or what. We pick the last on. Sorry our giving/help never puts our well being, hard worked for comfort, cash reserves or savings which we live off of in any danger. I guess Betty you can say we don't give enough because we still have plenty left in our account? Little secret here Betty, that is the over all plan/dream of all mankind... even those who want an handout. We never give because we are able. IWhen we give a helping hand it is after good research determining the funds/help sowed into a persons life will bring forth a fruitful result. Not being used to buy smokes, booze, drugs, prepared foods, gifts or any other fleshly thing. Our forefathers carved out this country with almost no creature comforts, so what if they do without for awhile? Are they going to die? They might feel like it but that to will pass. Insurance was not mentioned in this post above because... once again the Press refuses to ask the real questions we all need to judge each case. Just having your hand out there Betty does not make one worthy of help. At least not in our book...thus our wallet. When in doubt don't do it and the Press has done a great job of creating doubt filled stories. "

Betty wrote on Dec 19, 2007 8:11 PM:

" Why does this have to turn into such an argument? These people lost all of their possessions! Insurance claims take time. These people need love and support right now! Not a bunch of people jumping onto band wagons. In the spirit of Christmas and Jesus could we all try to get along and help one another if we are able! "

fun gal wrote on Dec 19, 2007 6:08 PM:

" Goodness! I think all this rain is really making people crabby. "

to ComeOn wrote on Dec 19, 2007 5:10 PM:

" Man is correct. Some workers don't make enough if they work legally. SSA will not be there for them or for you. But you have it all made - you are self insured for life. or so you think. You stand in judgment of Mr. Ellin without all the facts. May your actions prove you to be the A$$ you are. "

RadRevD wrote on Dec 19, 2007 5:04 PM:

" to Former worker: you are so correct. I jumped through all the hoops. Your last two sentences tell it all! I can't prove that I got blackballed...I just never was the perfect fit for a multitude of positions that I was qualified for. I did find work in serial employment starting with the Census Bureau and ColdWater Creek. Fear definitely prevails. I was told that I had to go through North Idaho Immediate Care. Where is the oversight? Why don't we have an ombudsman to limp injured workers through the learning curve. For this issue, let's leave those who violate employment law out of the discussion. "

Charity Ellin wrote on Dec 19, 2007 2:22 PM:

" This is my family, my brother and sister in law who just lost everything and all you guys are talking about is renters insurance!! No they did'nt have renters insurance hindsight is 2020 and they barely made it buy! When you have $200 and you need food, pay you elec or renters insurance what you gana do? HMMMMMMMMMMM Im guessing feed the family and keep the elec on the insurance was not a option for this family. They need help right now they dont need to hear what they should have done of could have they need shelter for there 4 kids and its cold a bugs ear out there. They lost all they have worked so hard to get, they love people do good things for others and now others need to pull together to help them. Its christmas and they have NOTHING!!!!!!!!!!!!!!! I pray people will not hold back on giving just cause they could not afford renters insurance. Charity Ellin "

to: to how come wrote on Dec 19, 2007 2:18 PM:

" I agree with you - that's the main reason I don't donate to trailer trash charity funds. "

to to how come wrote on Dec 19, 2007 2:15 PM:

" ""do you work in the insurance industry?. yes, okay -- i would rather risk it then by your insurance. case closed!" What part of your little brain made you think I sell insurance. I don't have to sell insurance to tell people they are fools not to have it! It is people like you, that don't take care of themselves, always relying on the Government or begging for handouts, that makes responible people not give a crap about you! "

to how come wrote on Dec 19, 2007 2:00 PM:

" do you work in the insurance industry?. yes, okay -- i would rather risk it then by your insurance. case closed! "

TO Cynical Kid wrote on Dec 19, 2007 1:25 PM:

" "if renters insurance is so cheap, why isn't it included in the rent?" What part of RENTERS insurance are you too stupid to understand? Let me spell it out for you, skippy. Renters insurance covers the renters stuff like TV's ,beds, clothes etc. Not the friking house or apartment, you moron. Maybe your mommy can explain it to you. "

Man wrote on Dec 19, 2007 12:35 PM:

" That's why people work under the table in Construction.They're not making enough to pay the bills.Life is hard in N.I. "

Former worker wrote on Dec 19, 2007 11:40 AM:

" Also,if your employer is insured through the state insurance fund.All he needs to do is give you a state fund number.You take that number with you to the doctors office and they will turn the claim in for you,to cover the medical.Good Luck. "

Former worker wrote on Dec 19, 2007 11:39 AM:

" Also,if your employer is insured through the state insurance fund.All he needs to do is give you a state fund number.You take that number with you to the doctors office and they will turn the claim in for you,to cover the medical.Good Luck. "

Former worker wrote on Dec 19, 2007 11:32 AM:

" I don't believe the system is stacked against you.Go down to the Industial Commission on Ironwood and file a claim, they are THEE agency that handles workmans Comp.claims.They're one gov't agency that will fight for you.I hurt my back almost 18 years ago.I've been through this.If your employer refuses to turn in a claim with the state, through the state insurance fund.Then you file a claim and make a appointment for an interview.If your employer did'nt pay into the state insurance fund,for compensation and you can prove your employment with them.They will make sure that your employer pays into it to cover you. The problem with construction jobs is alot of employees,work under the table. So,no insurance of any kind is being paid into.In that business, if you turn in a claim on an employer;chances are good you won't be able to work with that employer again and the word might get around not to hire you.So,alot of workers are scared to file,for fear of not being able to land a job,again. "

Cynical Kid wrote on Dec 19, 2007 10:27 AM:

" if renters insurance is so cheap, why isn't it included in the rent? Is it possible that landlord's can't get insurance on their derelict crapshacks? Don't ask how come. Look at the big picture and ask "How Come Injured Workers are not taken care of quickly? ask How Come Idaho Wages remain substandard for the trades? ask How Come 'how come' is so dense and callous?" "

RadRevD wrote on Dec 19, 2007 8:43 AM:

" Mr. Ellin: Please contact an attorney to address your workman's Compensation Claim. Starr Kelso of Coeur d'Alene (765-3260) is reputable. I tried to work through the system. It is stacked against you and most lawyers will not take a W/C or U/I case. After 5 months, you should be back on yor feet and working OR receiving paid training to get you into a new line of employment. You should also be receiving 50% or so of your former wage and compensation for your injuries. ___________ I settled for $8,000.00 so I could afford ProloTherapy to restore my back & pelvic integrity. I am still not 100% but I can walk again. 10 months passed before North Idaho Immediate Care took the first x-ray. They assumed in favor of the employer that I was faking it. A subsequent neurological evaluation by a neutral provider substantiated my claim and the insurance company quickly settled for the least they could. _______________ I am back on my feet, but we had to sell off much to keep our home. Financially, we are still scraping. My discovery of Starr Kelso came too late for me. For your family's sake...don't delay! "

How come wrote on Dec 19, 2007 7:33 AM:

" How come ALL these stories have this sentence in them? " The family did not have renter's insurance " Wake up you morons and get some damn insurance! It is NOT expensive. I guess people figure they can beg if anythings happens. No one has any pride anymore. "

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